ELC Allowances

What are ELC’s, IRTC’s & GRT’s and how do they work??

If you are looking to leave the army and start a new career, you’ll need a whole new skill set to engage in. You’ll probably have heard about ELCs (Enhanced Learning Credits), IRTC grants (Individual Resettlement Training Cost), GRT (Graduated Resettlement Time) and no doubt a whole host of other TLA’s (three letter acronyms) and FLA’s (four letter acronyms). But what does it all mean and how can you use all of these resources to start a new career and a new life after leaving the armed forces?

What are Enhanced Learning Credits (ELCs)?

ELCs or Enhanced Learning Credits are a form of financial support for servicemen and women who want to take up further education or retrain in a new profession when they leave the services. Here are the key things you need to know about ELCs:

1.    ELCs are available for three separate years; these years do not have to be consecutive and can be used at any point in the decade after you have left the forces.

2.    There are two levels of ELCs. 

          The lower level entitles you to £1,000 per year, which can be claimed after four years of service.
          The higher level entitles you to £2,000 per year and is available after eight years of service.

 3.    All courses your ELCs are spent on must be delivered by an authorised provider and must be a nationally recognised level 3 qualification or above. This may include but is not limited to:

  • Overseas qualifications
  • Postgraduate qualifications
  • Foundation degrees
  • Vocational training
  • Other academic qualifications

4.    ELCs cannot be used to pay for books and materials, travel, accommodation and food required during the training. However, IRTC grants can be used for these purposes and can be used at the same time as your ELCs. Read more about this below.

What are Individual Resettlement Training Cost (IRTC) Grants?

IRTCs or Individual Resettlement Training Costs are another form of financial support for soon to be ex-service personnel who want to retrain or get back into education after six years of service. Many people do not realise that IRTCs can be used at the same time as ELCs, but in fact this is a very good way of making the most of your allowances and resources. 

IRTC grants are tax-free and entitle you to £534 to be spent on any approved course. A further benefit of £80 a day and sometimes more can be provided to be spent on accommodation and an added £25+ can be given to you to spend on daily food requirements.

Because the yearly £1,000-£2,000 ELCs (Enhanced Learning Credits) are not always enough to cover the cost of a quality, nationally approved training course, many training providers will provide both food and accommodation along with the one-off £534, and use the surplus accommodation and food allowances to cover the rest of the courses cost. This makes great training courses affordable for ex-servicemen and women and keeps them fed and housed for the duration too.

This combination of ELCs and IRTCs is not handled by all training providers but there are a number of excellent vocational training providers who are highly-rated by the forces because they do a brilliant job of retraining ex-service personnel in this way.

What is Graduated Resettlement Time (GRT)?

Graduated Resettlement Time (GRT) is leave allowance given to MOD personnel which they can use to prepare for life outside of the services. Depending on your years of service, you will be entitled to a different number of GRT days.

No GRT is allotted to military personnel who have been serving for less than six years. After six years the time allotted is as follows:

GRT- Graduated Resettlement Time Entitlement Levels

6 Years Plus Service

4 weeks graduated resettlement time: 28 days inc weekends
Resettlement training course grant: £534.00
Examination / Assessment grant: £175.00
Residential course lodging allowance: Approximately £  78.00 per day
Residential course subsistence allowance: Approximately £  25.00 per day

8 Years Plus Service

5 weeks graduated resettlement time:35 days inc weekends
Resettlement training course grant: £534.00
Examination / Assessment grant: £175.00
Residential course lodging allowance: Approximately £  78.00 per day
Residential course subsistence allowance: Approximately £  25.00 per day

12 Years Plus Service

6 weeks graduated resettlement time:42 days inc. weekends
Resettlement training course grant: £534.00
Examination / Assessment grant: £175.00
Residential course lodging allowance: Approximately £  78.00 per day  
Residential course subsistence allowance: Approximately £  25.00 per day

16 Years Plus Service

7 weeks graduated resettlement time:49 days inc. weekends
Resettlement training course grant: £534.00
Examination / Assessment grant: £175.00
Residential course lodging allowance: Approximately £  78.00 per day
Residential course subsistence allowance: Approximately £  25.00 per day

 

 

If you have to leave the forces on medical discharge your GRT days are more generous and start from your very first year of service.